Establishing credit can be tedious so we've done some leg work  for  you.
hese are all the best tradelines, credit card companies and loan companies that we love and recommend to our clients

Find out if you're pre-approved for a Walmart credit card with no impact to your credit score

Earn 5% cash back at, including pickup and delivery


The Walmart store card can only be used here:
Walmart,, Walmart Neighborhood Market, Sam’s Club, and Murphy USA gas stations


Walmart Capital One credit card can be used everywhere.

Apply Here with no hard credit pull

Capital One will see if you are pre-approved for the Capital One Walmart Rewards® Mastercard®. If we are unable to pre-approve you for this card, they will automatically consider you for the Walmart Rewards® Card.

The minimum credit score for the Walmart Credit Card varies, scores usually have to be 640 and up to be approved for the Capital One Walmart credit card, even people with lower scores in the 500s have been approved for the Walmart store card, which means you may qualify for this card when you wouldn't normally qualify for others.

If you don’t qualify for the Walmart Credit Card, the issuer may consider you for the Walmart® Store Card.


Apple credit card by Goldman Sachs Bank

Apply Here with no hard credit pull

With Apple you can get
pre-approval right from your iPhone, with no impact to your credit score!

  • See your credit limit and interest rate offer.

  • No annual fees, no late fees, no foreign transaction fees.
    No fees.

  • Choose any amount you wish to pay and watch Apple Card
    estimate the interest cost for you. 

  • Goldman Sachs Bank pulls from Transunion, so make sure you know what your Transunion scores are before you apply.

Get Pre-Approved For a Kohl's Card Today

Get 35% off your first order with your new Kohl's charge card!

Apply Here with no hard credit pull

Usually a 600 credit score will get you approved for a Kohl's store card as long as you don't have a bunch of collections  and store card charge offs on your credit  report.

Kohl's usually pulls their credit information from Experian but have been known to also pull from Transunion, depending on your location.

Children's Place Store Card

Apply Here with no hard credit pull

With Children's Place you can get
pre-approval with no impact to your credit score!

  • This pre-approval will only require the last 4 digits of your social security number.

  • Approval odds are good even with a low credit score (525).

See which Petal Card is right for you with no impact to your credit score.

Apply Here with no hard credit pull

Petal 2 “Cash Back, No Fees” Visa® Credit Card

The Petal 2 Visa Credit Card is designed to help you build credit. You can qualify with no credit history, and may be eligible for a credit limit between $500 and $10,000. Unlike many introductory credit cards, the Petal 2 comes with cash back between 1% and 1.5% at select merchants.

The Petal 2 credit card has APRs ranging from 12.99% and 26.99%, depending on your creditworthiness. There’s no annual fee for this card. You can get pre-approved directly on Petal’s website

Payments starting at just $20 a month.

No big banks:

Monroe & Main will approve you fast.

Grow your limit with timely payments.

They report all open, active accounts to all  major credit bureaus.

Apply Today!