We Get You As Many Negative Items Removed From Your Credit Reports as Possible,                               While Helping You Build Good Standing Credit.

 Negotiate To Pay Less

 

It's a 50/50 shot that the creditors will settle but it definitely worth a shot!

 

  Collection Agencies often buy debt for pennies on the dollar, so sometimes they may be willing to settle for less than the debt owed.

Option 1

1Yr  2Yr  3Yr  4Yr  5Yr  6Yr  7Yr

 Collection Drop Off

High Impact

New Collections

+27 pt

+26pt

+20pt

What happens if you leave your collections alone?

                                   

A collection should fall off 7 years after it's added to your report, but your legal responsibility is calculated differently. (It makes you a bad pay)

If you choose to leave it alone and wait 7 years,
don’t interact with the collection agencies since that can reset the length of time that the collection gets to "legally" stay on your report.

Option 2

 

 

 

 

 

                         Pay in full

 

 

 

 

 

 

 

 

 

Option 3

Dispute

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7633 Knightdale Blvd. Suite 103-E

Knightdale, NC, 27545

Call: 866) 202-0113

Fax: (919) 400-4609

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