Any credit score that is below 650 is considered "unhealthy" and will cause great difficulty by keeping you from so many things, such as:
At MBM we will educate you on how to obtain and sustain the integrity of your credit.
Getting Approved For a Home
Home ownership has always been the American Dream. Low credit is the nightmare that keeps you from realizing that dream. Many banks won't lend you a mortgage until you've repaired your credit.
Getting Approved For a Bank Loan
When you have low credit, you'll often need others to co-sign for your loans and credit cards. If you can find someone to co-sign, you're putting financial pressure on them but they don't receive any of the benefits
Getting Approved For Credit
There is nothing like the feeling that you get when you are confident in the integrity of your good name,
Getting a Low Interest Rate On a Car Loan
Low credit scores typically mean higher interest rates, and that means higher finance
charges on your credit card balances.
Boost Your Credit
Our credit repair service focuses on helping you increase your credit scores by removing inaccurate, negative or old items from your credit reports.
GAFC will deal with creditors, credit bureaus, and collection agencies for you.
We offer reasonable fees and a money back guarantee!
WHAT IS THE SECRET TO A GOOD CREDIT SCORE?
Always pay your bills on time!
Don’t close old accounts!
Don’t apply for any new credit!
Don’t ever use more than 30% of your available credit on each credit card!
HOW DO CREDIT BUREAUS DETERMINE YOUR CREDIT SCORE?
35% - Payment History
30% - Debt Ratio
15% - Length of Credit History
10% - Types of Credit
10% - Number of Credit Inquiries
The percentages in this chart show how important each of the categories is in determining your Credit score. We will help you to remove negative items from your payment history. We will also show you how to maximize your debt ratio score, even if paying off credit cards is not an option.
We Take Pride in Our Numbers
Years of Experience
Serving The Entire US