Our Clients

Any credit score that is below 650 is considered "unhealthy" and will cause great difficulty by keeping you from so many things, why wait? Take the 760 score challenge with GAFC today!

At MBM we will educate you on how to obtain and sustain the integrity of your credit.

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Credit Bureaus

Affiliate Disclaimer

Milam Business Management /GAFC (Get Approved For Credit) is a for profit website. It contains paid banner advertisements that are generated and managed by a third party network. This site also includes relevant affiliate links (both in the content and on the sidebar) all of which we do our best to clearly mark as such.  We earn from qualifying purchases, sign ups, and approvals (which means that if you click on an affiliate link and make a purchase, we may receive a small commission). This does NOT result in any additional cost to you, and the affiliate money we earn helps pay the fees to keep this site up and our bill pay assistance program up and running – thanks for your support! We are not affiliated with all of the companies that we advertise on this page . The companies that are displayed on this page in which we are NOT affiliated with,  we have placed a "disclaimer" notice at the end of each sectionso that you know the differences. 

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Credit Bureaus

An open, active Swiss Colony Credit account—with a history of consistent, timely payments—will help to improve the credit score of most consumers. Credit scoring is a complex procedure that is based on many factors, so we can’t guarantee that all consumers will see an improvement in their credit score, particularly right after the account is opened.

Apply Today!

 

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Does Ashro report to credit bureaus?

Ashro reports information regarding its open, active accounts. Information reported includes all relevant historical information, including the account open date and the complete payment history. On-time payments to your Ashro Credit account are an effective way to build a strong credit report and improve your credit score.

Apply Today!

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Boom Rent Reporting
as low as $2 a month

Rent reporting enables a renter to a new tradeline to
their credit report and thus improve their credit

What to know about the rental tradeline Adds up to 24 months of payments
■ Improves credit age with a start date (i.e.
lease date)
■ Falls into the “other” catering category,
helping to diversify their credit profile
■ Does not impact the debt-to-income ratio
■ Does not impact utilization ratio
■ Positive tradeline to offset negative items
on credit report.
■ Allows creditors/landlords opportunity to
view your clients’ financial responsibility
and loan eligibility despite credit score.

Sign Up Here!

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Credit Bureaus
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EXTRA

The EXTRA Debit Card, reports to the credit bureaus monthly!

 

BUILD YOUR CREDIT HISTORY WITH A DEBIT CARD

At the end of every month, purchases made with Extra are tallied up and reported to credit bureaus to help build your credit history - all with the money that you actually have.

MAKING YOUR CREDIT SCORE EASY TO UNDERSTAND

We get it, credit is confusing. That's why we've built an intuitive experience to help you understand your credit score, what contributes to it, and how you can improve it.

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Credit Bureaus

Walmart Credit Card Frequently asked Questions

Minimum credit score required


The minimum credit score for the Walmart credit card varies, scores usually have to be 640 and up to be approved for the Capital One Walmart credit card, which means you may qualify for this card when you wouldnt normally qualify for others. If you don't qualify for the walmart credit card, the issuer will consider you for the Walmart store card.




What is the differance between the Walmart store card and the Capital One Walmart credit card?


The Walmart store card can only be used at the following: Walmart, Walmart.com, Walmart Neighborhood Market, Sam's Club, and Murphys USA gas station. The Capitaol One Walmart credit card can be used anywhere that Mastercard is accepted.




What is pre-approved and does it hurt my score?


a pre-approval means that there will be no hard pull on your credit report. A preapproval is a good indication of creditworthiness and the ability to borrow.





Just Relax. Don't worry, get out of debt with Cura Debt!

Top rated rates! Get a  free analysis.

Apply Today!

Self.

Here's How SELF Works

You apply for and open a

credit

builder loan at a bank, credit

union or through 

Self. A credit union may also

call this

type of loan a share secured

loan (being

secured by your savings account).

When your application is granted,

the financial institution moves

the loan proceeds you were approved for into a separate account, usually a savings

account or certificate of deposit (CD). The loan amount tends to be between

$300 and $1,000, though some banks offer credit builder loans as high as $2,500.

You then begin making your monthly payments for the predetermined amount

of time (the loan term). The loan term can be as short as six months or as long as six years.

The bank, credit union or service provider reports your monthly payment activity

to one or more of the three major credit bureaus (Experian, Equifax, Transunion).

A credit bureau generates a credit rating (also known as a credit score, based on

your history of using credit).

Once the loan balance reaches zero, the service provider unlocks the CD or

savings account and returns the total money the borrower paid,

minus any interest and administrative fees.

Who should get a credit builder loan

The people most likely to benefit from a credit builder loan are those with a low credit 

Kabbage
(Business Loan)

Who is eligible to apply for funding through

Kabbage Funding™?


To be eligible to apply for Kabbage Funding, select

businesses* must:

  • Have previously been approved for Kabbage Funding OR

  • Have an American Express business card relationship with at least 2 months of account history AND

  • Have been in business for at least 12 months AND

  • Have a valid business checking account

*Satisfy other eligibility requirements and meet our creditworthiness criteria. Please note that not all industries will be eligible for Kabbage Funding.

kabbage photo.jpeg

Stoneberry

How do I apply for Stoneberry Credit?

Fill out a short form to get pre-qualified instantly and shop with confidence! Apply Now Pre-qualifying will have no impact to your credit score.

When will my credit line increase?

Customer

s are eligible for credit limit increases up to two times per year based on payment history and credit worthiness.

Apply Today!

*Reports to  Major
Credit Bureaus

MONTGOMERY WARD

Montgomery Ward credit is not issued by or through a national or state-chartered bank. Montgomery Ward extends credit directly to you, so there are no third-party fees AND they can extend credit to people who might not qualify for traditional banks or store credit cards.

If you don’t have a credit history, Montgomery Ward is a great place to begin building one.

Apply Today!

*Disclaimer

Masseys

How do I apply for Masseys Credit?

Fill out a short form to get pre-qualified instantly and shop with confidence! Apply Now Pre-qualifying will have no impact to your credit score.

When will my credit line increase?

Customer

s are eligible for credit limit increases up to two times per year based on payment history and credit worthiness.

Apply Today!

*Reports to  Major
Credit Bureaus
*Reports to  Major
Credit Bureaus

For a little as $2 a Month, Get your rental payments reported on your credit report to improve their credit

 

What to know about the rental tradeline

■ Adds up to 24 months of payments
■ Improves credit age with a start date (i.e.
lease date)
■ Falls into the “other” catering category,
helping to diversify their credit profile
■ Does not impact the debt-to-income ratio
■ Does not impact utilization ratio
■ Positive tradeline to offset negative items
on credit report.
■ Allows creditors/landlords opportunity to
view your clients’ financial responsibility
and loan eligibility despite credit score

Apply Now !

*Reports to  Major
Credit Bureaus

Seventh Avenue reports information regarding its open, active accounts. Information reported includes all relevant historical information, including the account open date and the complete payment history. On-time payments to your Seventh Avenue Credit account are an effective way to build a strong credit report and improve your credit score.

Apply Today!

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