Full List of Comenity bank Store Credit Cards (2021)
Comenity Bank Retail Store Credit Cards
Comenity Bank offers a very large variety of department store credit cards. It's fairly easy to get approved for a comenity bank credit card as their credit score requirements are quit low.
Rebuild Your Credit
One of the top reasons to open a Comenity card is to help rebuild your credit. If you have a poor credit history and are unable to get approved by a traditional issuer like Chase or American Express, you may be able to get approved for a Comenity card. Comenity has traditionally had less stringent credit requirements for their store co-branded cards, since the credit limits are lower and most can only be used to buy products from a single brand.
Once you're approved for a Comenity credit card and start paying your monthly bill, Comenity will generate a report for your account and send it to the three credit bureaus: Equifax, Experian and TransUnion. This will help you build your credit over time, as long as you pay your bills on time and keep your credit utilization below 30%.
You’ll need to apply separately for each specific credit card you want, so it’s good to know all of your options upfront. Then, research the benefits you get from each one.
Comenity Bank offers nearly 150 retail store-branded credit cards, including: