ChexSystems is a consumer-reporting agency
that gathers information about problems you’ve
had with checking accounts. ChexSystems reports
include, but aren’t limited to, account misuse or
fraudulent activity that has occurred within the
previous five years.
Did you know what is in a ChexSystems Report? OMG!
Here is a short list of the type of info that they are
reporting on you:
Identity information like your name, Social Security number and past addresses
Unpaid negative balances, including overdrafts or accounts closed involuntarily, so if you've ever had a bank account or a credit card that is negative, " forget about it"! (but don't literally forget about it) Chances are, ChexSystems has that information
Suspected fraudulent activity
Account inquiries or applications for other bank accounts
You can contact ChexSystems by clicking here or using the info below
Submit your request online
Click the following link, Consumer Request for Disclosure
Voice Messaging System
Complete, print and mail the Consumer Request for Disclosure Form
Chex Systems, Inc.
Attn: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, MN 55125
Complete, print and fax the Consumer Request for Disclosure Form
Fax to: 602.659.2197