All Forms

Repayment

Consolidation

Consolidating your loans will allow you to stretch out the period of time you make payments, which will lower your payment.

APPLY ON-LINE

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Income-Driven Repayment

Plans you request on this form have payments that are based on your income, have payments as low as $0 per month, and can lead to loan forgiveness. The on-line application allows you to estimate your loan payments before you apply.

APPLY ON-LINE

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Reaffirmation

Use this form when you've received a loan amount in excess of an annual or aggregate loan limit and need to repay the amount according to the terms of the promissory note. If you want to repay the entire excess amount immediately, contact your loan holder instead.

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Repayment Plan Request

For Direct Loans only. Plans you request on this form allow you to stretch out the period of time you make payments, which can lower your payment. You will pay less per month, but you will probably increase the amount you pay over the life of the loan.

ESTIMATE PAYMENTS

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Deferment

You won't have to make a payment, but you usually will not be making progress toward forgiveness or paying back your loan. If you have unsubsidized loans and don't pay interest during deferment, it may be capitalized (added to your principal balance), and the amount you pay in the future will be higher.

Cancer Treatment Deferment

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Economic Hardship Deferment

(includes Peace Corps service)

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Graduate Fellowship Deferment

(in a full-time course of study)

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In-School Deferment

(enrolled at least half-time)

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Military Service and Post-Active Duty Student Deferment

(during active duty and, in some cases of at-least half-time enrollment, 13 additional months)

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Parent PLUS Borrower Deferment

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Rehabilitation Training Deferment

(full-time rehabilitation program for individuals with disabilities)

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Temporary Total Disability Deferment

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Unemployment Deferment

(or inability to find full-time employment)

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Forbearance

Discharge and Forgiveness

Loan Rehabilitation

Service Members

Service members eligible for this benefit can have their interest rate on eligible loans capped at 6% during qualifying military service. Your loan holder will check the U.S. Department of Defense's Defense Manpower Data Center (DMDC) on a regular basis and automatically apply the SCRA interest rate limitation. Use this form if the military active duty periods are different or the benefit is not applied to your loans.

SERVICEMEMBERS CIVIL RELIEF ACT (SCRA): INTEREST RATE LIMITATION REQUEST

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TEACH Grants

The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides funds to students who are enrolled in a TEACH Grant-eligible program of study, at a school that participates in the TEACH Grant Program.

Students must agree to teach full time for at least four years at a low-income elementary school, secondary school, or educational service agency. They must also meet other requirements.

TEACH Grant Agreement to Serve or Repay

This form explains the terms and conditions for receiving a TEACH Grant. By signing the Agreement, you agree to these terms and conditions and acknowledge that if you do not fulfill the service obligation described in the Agreement, the TEACH Grant funds you received will be converted to a loan that you must repay.

Complete Agreement Online

TEACH Grant Certification of Qualifying Teaching

Use this form to provide us with documentation of each completed year of teaching.

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TEACH Grant Service Obligation Suspension Request: Enrollment in a Qualifying Program or Completing Teacher Licensure Requirements

Use this form to request a suspension of the 8-year period for completing your service obligation if you are temporarily unable to teach because you are enrolled in a qualifying program of study at an institution of higher education or are receiving state-required instruction or otherwise fulfilling requirements to be licensed to teach in a state's elementary or secondary schools.

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TEACH Grant Service Obligation Suspension Request: Family and Medical Leave Act (FMLA) Condition

Use this form to request a suspension of the 8-year period for completing your service obligation if you are temporarily unable to teach because you have a condition that is a qualifying reason for leave under the FMLA.

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TEACH Grant Service Obligation Suspension Request: Military Spouse

Use this form to request a suspension of the 8-year period for completing your service obligation if you are temporarily unable to teach because your spouse has received military orders for a deployment with a military unit or change of permanent duty station.

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TEACH Grant Service Obligation Suspension Request: Residing or Being Employed in a Federally Declared Major Disaster Area

Use this form to request a suspension of the 8-year period for completing your service obligation if you are temporarily unable to teach because you are residing in or are employed in a federally declared major disaster area.

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TEACH Grant Service Obligation Suspension/Discharge Request: Military Service

Use this form to request a suspension of the 8-year period for completing your service obligation if you are temporarily unable to teach because of your qualifying military service, or to request a discharge of some or all of your service obligation based on extended military service.

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