The Info-mus "Shopping Cart Trick". This is really not a trick, this has been set-up this way!
You can obtain some Comenity Bank cards without a hard pull on your credit report, which significantly
increases your chances of approval.
Often known as the shopping cart
trick, a credit card offer from
Comenity Bank may pop up with an
incentive to apply as you’re online
shopping with a retailer partnered
with the bank.
The trick to getting the offer is to
not opt out of promotional credit
card offers and ensure that your
pop-up blocker is turned off.
If the offer requires you to input
your full Social Security number,
it will likely result in a hard pull on your credit report. If it asks for just the last 4 digits, it is less likely to result in a hard pull.
Comenity Bank store credit cards
Who Is Comenity Bank?
Comenity Bank is a major credit card company that focuses heavily on store-branded credit cards. In fact, they currently have partnerships with over 125 credit programs for many top U.S. retail stores.
Does Comenity Bank report to credit bureaus?
Yes, the bank reports to the three main credit bureaus: Equifax, Experian, and TransUnion. Reporting is usually done once every 30 days, the exact date corresponding to a specific point in your billing cycle.
Is it easy to get approved for a Comenity Bank credit card?
In general, it’s fairly easy to get approved for a Comenity Bank-backed card. Keep in mind each retailer may be slightly different, but many cardholders have reported approval with a credit score in the fair range.
Comenity Bank Medical Credit Cards
Comenity Bank Education Credit Cards
Comenity Bank Hotel Credit Cards
Comenity Bank Auto Credit Cards
Comenity Bank Miscellaneous Credit Cards